bag in.
pick an offer. your bag locks on chain. nobody holds it, us included.
sol out.
the moment your bag locks, the lender's sol lands in your wallet.
clock on.
you get one fixed deadline. the price can dump or moon. nobody touches your bag before it.
pay back.
send back the sol plus the lender's fee. your bag comes home. pawnmybag takes 0%.
or don't.
miss the deadline and the lender keeps the bag. you keep the sol. that is the whole deal.